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For Diaspora Buyers

Buying property in Nigeria, from London, Houston, or Toronto.

You should not have to fly home to verify a property purchase. This page is the full guide to how LivMalik works for diaspora buyers: verification, payments, legal protection, and what happens at each stage.

Why this is different

The Nigerian property market loses an enormous amount of diaspora capital every year. Estimates put diaspora remittances to Nigeria at over $20 billion annually, much of it directed at real estate. Much of it disappears into projects that never deliver, into developers who never registered with CAC, into "estates" with no title chain, into deposits that simply vanish.

LivMalik exists because that loss does not have to be the cost of doing business. Three things change the game: visible build, independent escrow, and verifiable people. Each of these matters more for diaspora buyers than for local ones, because you cannot show up at the gate to check.

One. Visible Build

Every week from foundation to handover, we publish a real photograph from the construction site, dated, with a written update. You see the build progress in real time, from wherever you live. Compare that to most Nigerian developer websites, which show only architectural renders of finished homes that may never get built.

You can verify the build by visiting the Build Journal page, or by booking a live WhatsApp video tour of the site (see below).

Two. Independent Escrow via Trustcrow

You never pay LivMalik directly. All payments go to Trustcrow, an independent Nigerian escrow service. Trustcrow holds your money in a regulated escrow account until verified construction milestones are met. If we miss a milestone, you keep your money.

The milestone schedule:

This structure means at any point in the build, you are only paying for work that has already happened, not for promises about future work.

Three. Verifiable People

Every person responsible for your home is named, with their professional registration body, on the How We Work page. Our solicitor (Bashmash Solicitors, Basirat F. Momoh Esq., NBA registered) can be contacted directly by your lawyer. Our architect and structural engineer are named on the public building permit at Oyo State Physical Planning. There is no anonymous third party between you and the build.

The buying process from abroad

Step 1: Register your interest

Fill in the Register Interest form. No money is taken at this stage. We add you to the priority list and you start receiving the weekly build journal.

Step 2: Book a live virtual site tour

Every Saturday at 3:00pm Nigeria time (WAT), we run WhatsApp video site tours. That is 10:00am New York, 3:00pm London, 7:00am Los Angeles. You can bring your lawyer or family member onto the call. Tours are bookable in advance.

Step 3: Independent legal verification

Have a Nigerian lawyer in your network? We send them the full title chain, building approval, Deed of Assignment, and corporate documents directly. They review independently. Do not have a lawyer? We introduce you to two independent Ibadan firms (we do not take referral fees from either).

Step 4: Reservation

Once Governor's Consent is granted and the Deed is fully registered, reservations open. A 5% reservation deposit, paid into Trustcrow, locks your specific home (Àríkẹ́, Adé, or Ọlá) for 30 days while your lawyer reviews the full sale agreement.

Step 5: Signing and milestone payments

Sale agreement signed. First milestone payment (30%) into Trustcrow. From this point you receive monthly written updates as well as the weekly journal, and you can request photos from any specific angle on site.

Step 6: Handover

Final payment (10%) on physical handover and registration of title transfer into your name at the Oyo State Lands Registry. We meet you at the property if you can fly in. If not, the keys are couriered to a notarised representative.

What this costs you, beyond the home price

The price of each home, ₦250M (approximately $152K at the current CBN rate), is the headline figure. Beyond that, you should budget for the following additional costs:

We do not charge "administrative fees," "marketing fees," or any of the other hidden costs that some developers add. The price is the price.

What you should ask any developer, including us

Five questions every diaspora buyer should ask before sending any money:

  1. What is your CAC registration number, and can I verify it on the CAC public search portal?
  2. Where is the land title registered, and what is the file reference?
  3. Has Governor's Consent been granted, or is it in progress? If in progress, when do you expect it?
  4. Who is your solicitor, and can my lawyer contact them directly?
  5. Do you use an independent escrow service, or are payments made to the developer's account?

If a developer cannot answer all five clearly and on the record, walk away. The answers are not commercially sensitive. Hiding them is.

Ready when you are

No pressure. Just transparency.

Register your interest, book a virtual site visit, or just subscribe to the weekly build journal. Every option below is free, no money is taken at this stage.

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